Bankruptcy

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How Can We Help?

Law Office of Omotayo F. Mebude
Serving Clients Throughout New Jersey

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A Fresh Start. A Clear Path Forward.

Financial hardship can feel overwhelming — but you don’t have to face it alone. At the Law Office of Omotayo F. Mebude, we help individuals and businesses in New Jersey explore real, lasting solutions through bankruptcy protection. Whether you're facing wage garnishment, foreclosure, mounting debt, or creditor harassment, we offer the legal guidance you need to move forward with confidence.


With over 20 years of legal experience and a background as a Certified Public Accountant, Mr. Mebude provides both legal and financial insight to help you choose the right path and protect what matters most.

Our Bankruptcy Services Include:

  • Chapter 7 Bankruptcy (Liquidation)
    Eliminate unsecured debts like credit cards and medical bills while protecting exempt assets.
  • Chapter 13 Bankruptcy (Reorganization)
    Create a manageable repayment plan to catch up on missed mortgage payments, taxes, or other debts.
  • Business Bankruptcy Guidance
    Strategic counsel for small business owners navigating financial restructuring or dissolution.
  • Foreclosure Defense and Alternatives
    Explore options to stay in your home or negotiate more favorable terms with lenders.
  • Creditor Negotiations and Settlements
    Reduce or restructure your debt without filing for bankruptcy, when appropriate.

Why Work With Us?

  • CPA-Level Financial Understanding: Mr. Mebude’s accounting background ensures you get advice that’s both legally sound and financially informed.
  • Confidential, Judgment-Free Support: We understand the stress of debt and approach every case with compassion and respect.
  • Custom Legal Strategies: Bankruptcy isn’t one-size-fits-all. We work closely with you to determine the best course of action based on your unique situation.
  • End Harassment, Start Fresh: Filing for bankruptcy triggers an automatic stay that stops collections, lawsuits, and wage garnishments.

Schedule a Consultation

Bankruptcy can be a powerful tool for taking back control of your finances. Let us help you understand your rights and your options.

Contact Us